Supplemental
Supplemental insurance
Supplemental insurance, also known as supplemental health insurance or voluntary benefits, refers to additional insurance coverage that individuals can purchase to complement their primary health insurance plans. This type of insurance is designed to help cover out-of-pocket expenses that may not be fully covered by traditional health insurance policies.
Dental Plans
Make sure you keep smiling! Affordable dental plans are available, and some policies provide coverage for orthodontics, teeth whitening, and dental implants. I also offer dental discount plans that sometimes are more suitable than insurance.
Vision Plans
See what you’ve been missing! I can review options from multiple insurance companies to help meet your needs.
Accident Plans
You don’t plan accidents. But you can plan for them. A supplemental accident plan typically pays a lump-sum cash benefit directly to you for injuries to help cover expenses you may have during your recovery.
Fixed Indemnity Plans
Your health insurance may not be enough. Deductibles and other out-of-pocket costs can add up. Fixed indemnity supplemental insurance provides cash benefits to help cover the expenses of common medical services, such as ER visits, x-rays, and hospital stays.
Long-Term Care Plans
Costs for assisted living facilities, nursing homes, and even at-home care are rising. Protect your finances and peace of mind with a long-term care policy that can protect you and your family’s future.
Disability Plans
An injury or illness that prevents you from working has the potential to turn into a financial hardship. Disability insurance plans generally pay a monthly cash benefit to you when you’re unable to work.
Hospital Confinement Plans
If you’re suddenly admitted to a hospital, could you afford an extended stay? A supplemental hospital confinement plan typically pays a daily cash benefit directly to you for hospital confinement related to an accident or illness.
Critical Illness and Cancer Plans
Focus on recovery instead of finances. These plans generally provide a lump-sum cash benefit directly to you for a first diagnosis of a major illness such as advanced Alzheimer’s disease, a heart attack, or life-threatening cancer.